Are dental implants covered by my insurance?


Today, dental implants are one of the most effective methods for permanently replacing lost or missing teeth.

However, one question we often hear is whether or not the cost of a dental implant will be covered by your insurance policy. 


Does insurance cover dental implant surgery? 

When it comes to patients deciding whether or not to undergo a recommended procedure, one of the primary factors is usually whether they have insurance coverage. 

In fact, many insurance policies will cover basic treatments, such as consults, checkups, and cleanings, differently than they cover “major” treatments or procedures, such as dentures, crowns, bridges, and dental implants.

For example, your plan might cover 80% of basic procedures, whereas, it might only cover 50% of major procedures.  

Generally speaking, your insurance won’t cover the cost of a dental implant. 

In some cases, however, the insurance provider may allow the same amount of coverage they would normally reimburse for a similar treatment, such as a bridge, to be put towards your implant surgery. 

In other words, if your provider is willing to cover 50% of the cost of a bridge, they might allow you to use this same amount of coverage for the cost of a dental implant

Keep in mind, however, that a dental implant is still significantly more expensive than a bridge, which means that you’ll still likely need to pay some of the cost out of pocket, no matter how much coverage you have. 

With that said, we recommend contacting your insurance provider to learn more about your specific policy. 


How much does a dental implant cost? 

On average, a dental implant costs about $3,000 in Ontario. 

However, there are many factors that determine the overall cost of dental implant surgery, including pre-surgical procedures, such as bone grafting, soft tissue alterations, and sinus lifts, which may be required before your implant surgery. 

In other words, the only way to find out exactly how much an implant will cost you is to contact your dentist for a consultation. 

At this time, they’ll be able to examine your mouth and oral health, and provide you with a more accurate estimate of the procedures involved and associated costs. 

Interested in learning more about dental implant surgery? Don’t hesitate to contact Chroma Dental today!